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Below are 28 ways to save money: We’ve put together our 14 best tips on saving money to help you spend less and grow your bank account. Expenses growing faster than your paycheck? When it comes to how much you should save per month, you can follow general guidelines or figure out a rate based on your specific savings goals.

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Transparency and diligent budgeting are key to. To save more, start by identifying your current income and expenses. While saving this amount of money is challenging, it’s not impossible. Small, consistent actions—like saving each cash gift you receive—create momentum that builds over time.

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